Yes, you will need to notify your insurance company after a car accident. However, you are not obligated to discuss every aspect of your case. A Vegas auto attorney from Valiente Mott can help you navigate communications with your insurance company. Our law firm is dedicated to helping personal injury victims, including but not limited to car crashes, defective products, and catastrophic injuries. As your advocate, our goal is to protect you and ensure that you are not out-muscled, out-maneuvered, or manipulated by insurance companies.
It’s Important to Understand Your Insurance Policy
Most of the time, auto insurance policies require insured drivers to promptly notify the company following an accident. While there are exceptions for seriously injured drivers, you are generally required to report your accident to them as soon as possible. There can be steep consequences if you fail to do this. Your carrier is entitled to investigate the crash independently, and notifying them in a timely manner allows them to do so. In fact, you must inform the insurance company of an accident regardless of whether you intend to file a claim on your policy.
You Do Not Have to Give a Recorded Statement
While you must inform your insurance company about the accident, that is where your obligation ends. Your insurer might ask you to provide a recorded statement describing what happened. This is optional, and doing this might not work out in your favor. Your insurance company is a for-profit business. They are bound by contract to provide you with benefits, but their top priority is paying as little as possible. Given that reality, it is often best to share as little as possible.
Do Not Talk to the Other Driver’s Insurance Company
No matter what your insurance policy requires of you, you never need to discuss your case with the other driver’s insurance company. Not only is speaking with them optional, but it is rarely in your best interest. The other insurance company could twist anything you say to appear that you admitted fault.
Contact Us for a Free Consultation
Dealing with insurance companies is frustrating. The good news is that you don’t have to deal with them on your own. If you were in a crash, an auto accident attorney in Las Vegas at Valiente Mott is ready to help—we are proud of our detailed and aggressive representation and exceptional customer service. We know how to deal with insurance companies while maximizing your recovery. Call as soon as possible to schedule a free consultation. Because we work on a contingency fee basis, there are no upfront legal fees.