After an auto accident, you will receive a call from a claims adjuster sent by the other party’s insurance company. These adjusters will approach you calmly, claiming you need to answer “just a few questions” about the circumstances of the accident. They will want you to think they care about your emotional and physical injuries following the accident; they will put you at ease, so you reveal the most information possible. But it’s important to remember that no matter how kind they may seem on the phone: They are still an employee of the insurance company, and they do not have your best interest in mind.
Whatever you reveal to the claims adjuster can be used against you to ensure you receive as little compensation as possible. Don’t take that chance. You need an experienced Las Vegas personal injury attorney who is not intimidated and knows how to navigate conversations with claims adjusters to gain the best outcome.
Do I Have to Speak to a Claims Adjuster?
You do not need to converse with an insurance adjuster, and, more than likely, the outcome will be better if you don’t. Speak only enough to offer your attorney’s contact information if you have one or tell the adjuster you intend to retain legal representation. Remain firm in your position and decline to answer any questions.
Should I Hire an Attorney to Handle Insurance Adjusters?
It is wise to hire a car accident lawyer in the aftermath of your accident. An attorney with deep knowledge of Nevada state law will be prepared to manage the claims adjusters and improve your odds of receiving a fair settlement for your damages.
What Happens During the Investigative Process?
As soon as an insurance company is notified of an auto accident, they get to work investigating and determining liability. They assign a claims adjuster to the case who is tasked to uncover the cause of the accident and who is responsible. When an adjuster contacts you, the questions they ask can seem innocent. However, if any of your answers indicates fault in some way, the adjuster will seize the opportunity to use that information in an effort to deny your claim or reduce your settlement offer.
How Can I Protect Myself?
Contacting a Nevada car accident attorney will help you protect your rights and avoid making a statement that can be used to minimize- or even eliminate- your chance of receiving fair compensation. At Valiente Mott law firm, our attorneys are familiar with a range of insurance issues, including underinsured and uninsured driver accidents. We help our clients navigate tricky conversations with the claims adjuster in an effort to receive the highest offer possible without resorting to litigation. But make no mistake, litigation will be our next move.
Valiente Mott offers free legal consultations to those injured at the hands of negligent drivers. Call us now today for a free consultation.