Las Vegas Underinsured or Uninsured Accidents

What to Do After a Crash With an Uninsured Driver

In Las Vegas, underinsured and uninsured auto accidents are common. In Nevada, approximately 10 percent of motorists are uninsured. However, if you are involved in a car wreck, you may still be able to recover compensation. Even if the other driver does not have adequate coverage for your damages, Nevada law still prevents negligent drivers from avoiding liability altogether. If this has happened to you and you need help getting fair compensation for your losses, do not hesitate to contact a qualified attorney.

Understanding Nevada Insurance Requirements

In Nevada, every car insurance policy is required to have uninsured motorist coverage. It means you are covered even if the at-fault driver is not. According to the DMV, Las Vegas drivers must carry a minimum of $25,000 for bodily injury or death of one person in any one accident; $50,000 for bodily injury or death of two or more persons in any one accident. These amounts are considered adequate to cover most medical expenses and other accident-related costs. Property damage must be covered for at least $20,000 per accident. Uninsured motorist coverage should equal the amount of liability coverage required by law.

Using Multiple Strategies to Get the Compensation You Need

Our Las Vegas car wreck lawyers use multiple strategies when seeking compensation on your behalf. When a driver doesn’t have enough coverage, a lawyer can investigate other methods of compensation, including:

• A claim on your own insurance policy’s uninsured/underinsured motorist coverage.
• A court order instructing the other driver to pay you directly.
• A lien on the other driver’s house, car, or other property will remain until you’re paid.

The Statute of Limitations

The statute of limitations for personal injury claims requires victims to file claims within two years from the date of the accident. However, due to this time limitation and potential legal complexities involved in recovering compensation from an uninsured motorist, it is best that victims contact an attorney who can immediately provide them with advice regarding their rights and options.

Contact Us at Valiente Mott for a Free Case Evaluation

If the reckless actions of an individual or entity caused harm to you or a loved one, the law affords remedies. Faced with medical bills, lost income, and financial uncertainty, you want a skilled attorney at your side. After a crash with an uninsured motorist, maximize your chance of recovering compensation with trusted Vegas attorneys at Valiente Mott. Contact us for a free consultation; there is no obligation to hire us, and since we work on a contingency basis, there are no upfront legal fees.